Temporary car insurance is not necessarily limited to drivers who live in the UK, nor is a UK driving licence essential. Applicants from other countries within the European Union, with full driving licences issued within their own countries can also be accepted; qualifying countries are:
Austria; Belgium; Bulgaria; Cyprus; Czech Republic; Denmark; Estonia; Finland; France; Germany; Greece; Hungary; Ireland; Italy; Latvia; Lithuania; Luxembourg; Malta; Netherlands; Poland; Portugal; Romania; Slovakia; Slovenia; Spain; Sweden; United Kingdom.
The usual other qualifications apply. Full licences should have been held by the applicant for more than 12 months. A reasonable driving record is expected; more than two fault accidents in three years would normally mean the refusal of insurance, as would an excessive number of motoring convictions; convictions for dishonesty within the last five years would be a complete turnoff. Naturally, the overwhelming majority of people who wish to drive in the UK who come from the EEC will have no problem whatsoever qualifying.
It is impossible to list all the different conditions in a short article such as this because whether or not an applicant was accepted for a particular car depends upon a whole host of factors, and these criteria are kept confidential by all insurance companies, so the answer is, if in doubt, to get a quote anyhow; if a particular policy cannot be accepted by the insurance company the system will automatically indicate this.
The vehicle to be insured must be registered in the UK, be unmodified, and must not be a personal import.
Leaving these restrictions to one side the process is extremely simple; you will need the registration details of the car to be insured, and your passport and driving licence details. With these in hand the application procedure should only take a few moments, and then cover can be arranged virtually instantaneously. Whilst getting a quotation you will be asked to enter your postcode; this should be the postcode of your temporary UK address, and not your home address.
Documentation will be sent by e-mail so the insurance certificate can be printed off immediately if you need it, or you can display it on your mobile phone, rather than having to wait for one to arrive by mail sometime later.
temporarycarinsurance.ws is a trading style of Prudent Plus Ltd of Booths Hall, Booths Park, Chelford Road Knutsford Cheshire WA16 8GS, which is registered in England, company number 10104295.
Quotes are provided by Sky Insurance Services Group Limited with whom we have a trading agreement only and who are authorised and regulated by the Financial Conduct Authority no. 469048. We May receive from them a commission for each policy purchased; this will not affect the premium you pay for your policy in any way.